budgeting at Christmas

2021, christmas

Hello!

With Halloween out the way (though I’m yet to take the decorations off the door), Christmas is everywhere – I’ve heard songs in adverts, heard the phrase ‘Christmas shopping’ far too much and already started thinking about presents.

But with a wedding to save for, a hefty student loan and just general not having a ton of expendable income, I’m really needing to cut back on how much I spend this Christmas so I’ve been brainstorming a few ways to still give meaningful gifts without spending as much (if anything).

My main thing is I already have a lot of craft materials because I’m a sucker for Hobbycraft – I’ve got loads of wools, scrap materials for sewing, paper in lots of patterns and (in theory) creativity in abundance, so assuming I can get my act together and actually get some crafting done, it should be a nice way to still make personal gifts without spending loads.

So I thought I’d collate a few of the ideas that I’m (trying) to stick with this year to make sure Christmas doesn’t break the bank!

Presents

A few tactics here:

  • Evaluate who you really need to prioritise getting gifts for – for me and my partner, it’s our families, with friends I’m hoping to suggest some Secret Santa’s so it saves some money for everyone and anyone else might get some very-homemade-looking cupcakes!
  • Weigh in on the ‘It’s the thought that counts’ principle – no one really cares how much you spend, especially when it’s something that’s got a personal touch or a handmade feel. Last year (or the year before?) I bought a set of blank playing cards and wrote a ’52 Reasons I Love You’ set for my partner (yes, I know how soppy it sounds) and then for my sibling’s birthday I made a pack of 52 IOUs and vouchers, such as redeeming spontaneous video calls, take outs, taxi services etc (though be wary that this can add up quite significantly!)
  • Simple, low cost presents like photo frames or notebooks can be worth so much more when you add your own personalisations – a photo collage with your favourite pictures, a heartfelt letter, maybe even a scrapbook or something can be a wonderful memory and a beautiful gift.
  • Homemade hampers are a win – pre-Covid Christmas, I made a bunch of ‘Home Cinema Kit’ with blankets, hot chocolate sachets and popcorn (and a nice basket which is very handy for cute looking storage) and it felt like such a treat. Nothing in there was particularly expensive – the baskets were a couple of pounds from a supermarket, the blankets were Primark, the food items were probably less than £5 total but the time, effort and thought that goes into making a little kit like this is what elevates the gift (I hope).
  • The Gift of Time – at the end of the day, the people you love value nothing more than spending time with you. Promising to spend a weekend with your friend, or booking a workshop to do together, or bringing over a baking or craft kit and spending the time doing it together is worth so much more than the gift itself. I find this is also really useful if you’re buying gifts for kids and you don’t want to buy more toys or anything that will be more stressful to mum and dad – have a baking afternoon, bring over a colour-in table cloth or spend the afternoon in the park; you get to spend time with them doing something fun and bonus – it gives their parents a little rest too!
  • If you’re a craft whizz who can knit a jumper in a week and have creativity oozing out of your ears, you’re all set (I’m working on this).

Some of my hopes for this year’s Christmas presents are to utilise my sewing machine and my Cricut, but whether I’ll actually figure out what to make and when to make it is another question entirely.

Christmas Clothing

The festive season is here, there’s cosy jumpers on offer everywhere and a soft new set of Christmas pyjamas are so tempting… but you’ve got at least three jumpers sat at home, last year’s Christmas pyjamas were worn for two nights from Christmas Eve to Boxing Day and you even have a pair of festive dinosaur slipper socks in the drawer (just me on that one?).

Whilst the excitement of new things – particularly new festive things that may or may not jingle – is incredibly tempting, there’s absolutely no reason to buy a new Christmas jumper every year.

This is more of a ‘note to self’ than a tip, if I’m honest.

Christmas Decorations

Same as above – I see so many influencers who will go out and buy all new decorations for their ginormous Christmas Trees every single year to go with their new ‘theme’, but it just seems like such a waste of all the other decorations that are sat in boxes in the garage from last Christmas – but the woodland theme doesn’t match the Nutcracker theme.

I have decorations from the year I was born and all through my life so far. I like to pick one new decoration each year on my annual trip to the garden centre Christmas display, but whatever pressure Instagram puts on you to get brand new decorations every year, I’m here to say you absolutely don’t.


After the last (nearly) two years of lockdowns, social distancing and isolation from so many of our loved ones, being able to give your time is worth so much more than gifts, fancy food or new outfits.

And at the end of the day, anyone who cares more about the worth of their present than the value of your presence, probably deserves neither.

(that sounded a bit deep, didn’t it?)

Thank you for reading,

Sophie xx

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